About
EDUCATION PLANNING
Tertiary education is a joint investment by both parents (of their money) & children (of their time).However, this is easier said than done and takes lots of discussion and planning.
Parents
Often started saving for children education late & use low yielding savings tools which cannot match up with the rising education cost.
The perceived quality overseas education is getting out of reach with the depreciation of MYR.
Children
Often don’t know what to study after SPM / O-level.
More graduates, who chose their studies based on parents’ wishes etc are abandoning them to do something else.
The employment scene is becoming competitive & unpredictable with the automation & artificial intelligent under Industrial Revolution 4.0.
This cause a big dilemma to parents on whether to take up loan near retirement age to
Fund their children overseas studies
Support their children in pursuing new direction, be it in switching course, starting a business.